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JUN 07, 2017

Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios

Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios

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JUN 07, 2017

Second Bi-monthly Monetary Policy Statement, 2017-18 Resolution of the Monetary Policy Committee (MPC), Reserve Bank of India

Second Bi-monthly Monetary Policy Statement, 2017-18 Resolution of the Monetary Policy Committee (MPC), Reserve Bank of India

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DEC 07, 2016

Fifth Bi-monthly Monetary Policy Statement, 2016-17 Resolution of the Monetary Policy Committee (MPC): RBI

keep the policy repo rate under the liquidity adjustment facility (LAF) unchanged at 6.25 per cent. Consequently, the reverse repo rate under the LAF remains unchanged at 5.75 per cent, and the marginal standing facility (MSF) rate and the Bank Rate at 6.75 per cent.

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OCT 04, 2016

Monetary Policy Report-4th October, 2016

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SEP 19, 2016

Master Direction- External Commercial Borrowings, September-2016

External Commercial Borrowings, September-2016

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APR 23, 2015

PRIORITY SECTOR LENDING-TARGETS AND CLASSIFICATION: RBI CIRCULAR on 23/4/2015

Loans to individuals up to ` 28 lakh in metropolitan centres (with population of ten lakh and above) and loans up to ` 20 lakh in other centres for purchase/construction of a dwelling unit per family provided the overall cost of the dwelling unit in the metropolitan centre and at other centres should not exceed ` 35 lakh and ` 25 lakh respectively. The housing loans to banks’ own employees will be excluded. As housing loans which are backed by long term bonds are...

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MAR 07, 2015

Housing Loans: Review of Instructions:Inclusion of stamp duty and other charges in LTV ratio

A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3,  2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documentation charges in the cost of housing property so that the effectiveness of LTV ratio is not diluted. 2. It has been brought to our notice that these amounts...

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JUL 15, 2014

RBI Circular: Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing

what is technically defined as infrastructure, affordable housing is another segment of the economy which both requires long term funding and is of critical importance. Government has stressed the importance of availability of cheap credit to make housing affordable for the Economically Weaker Sections (EWS), Lower Income Group (LIG) and Medium Income Group (MIG) segments of the population. Accordingly, the Reserve Bank intends to ease the way for banks to raise...

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MAY 07, 2014

RBI-Circular on Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans

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JAN 28, 2014

Housing Sector: New Sub-Sector CRE-Residential Housing (CRE-RH) : RBI

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AUG 30, 2011

RBI_Draft_30-08-2011_Licensing of New Banks in the Private Sector

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