|Date||Title/Description of the Article/Report||Download|
|DEC 07, 2016||
Fifth Bi-monthly Monetary Policy Statement, 2016-17 Resolution of the Monetary Policy Committee (MPC): RBI
keep the policy repo rate under the liquidity adjustment facility (LAF) unchanged at 6.25 per cent. Consequently, the reverse repo rate under the LAF remains unchanged at 5.75 per cent, and the marginal standing facility (MSF) rate and the Bank Rate at 6.75 per cent.
|OCT 04, 2016||Download|
|SEP 19, 2016||
External Commercial Borrowings, September-2016
|APR 23, 2015||
Loans to individuals up to ` 28 lakh in metropolitan centres (with population of ten lakh and above) and loans up to ` 20 lakh in other centres for purchase/construction of a dwelling unit per family provided the overall cost of the dwelling unit in the metropolitan centre and at other centres should not exceed ` 35 lakh and ` 25 lakh respectively. The housing loans to banks’ own employees will be excluded. As housing loans which are backed by long term bonds are...
|MAR 07, 2015||
A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3, 2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documentation charges in the cost of housing property so that the effectiveness of LTV ratio is not diluted. 2. It has been brought to our notice that these amounts...
|JUL 15, 2014||
RBI Circular: Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing
what is technically defined as infrastructure, affordable housing is another segment of the economy which both requires long term funding and is of critical importance. Government has stressed the importance of availability of cheap credit to make housing affordable for the Economically Weaker Sections (EWS), Lower Income Group (LIG) and Medium Income Group (MIG) segments of the population. Accordingly, the Reserve Bank intends to ease the way for banks to raise...
|MAY 07, 2014||Download|
|JAN 28, 2014||Download|
|AUG 30, 2011||Download|